How To Save Money in New York City

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It’s no secret that New York City has a high cost of living. However, if you do take advantage of the city’s perks, you’ll be able to save some dough. You can reduce your food and entertainment expenses by taking advantage of these discounts.

That’s not to say that you can’t cut back on your spending without compromising your social life. After all, we’ve prepared a list of unusual methods to keep a little cash in your pocket for you.


Use of Metro cards

A monthly Metro Card will allow you to travel anywhere you want, anytime you want, for the price of a Metro Pass. It’s a great option for people who commute, or people who have an unpredictable schedule.

Travel patterns are important information, but do you really need to keep track of everything? You could probably find out in just a few minutes if you were to write down or do some calculations on a piece of paper.

Free of charges

It’s always a bit of an inconvenience when you’ve decided to use a particular ATM but it’s not working. If you’re out and about and see an ATM that’s not charging, it’s probably safe to assume it’s open. In fact, that’s a pretty good idea when planning for trips out. When possible, it’s smart to plan ahead so you can go to the ATM that will give you the best value for your money.

You may want to consider getting a card that is linked to a business credit card. This allows you to make purchases at the register of a retail outlet and then get paid by the business for it at a later date.

The best way to ensure that your money stays in your bank is to shop around for the lowest fee structure. This way, you’ll save money on fees, which means you can deposit more of your income with your bank.

Give something back

Loyalty cards help businesses track and reward customers and encourage them to keep coming back. For instance, if you’re a Starbucks regular, you may want to get a loyalty card so you can get special discounts on your favourite beverages. When you go to the same coffee shop or salad joint on a frequent basis, it might be worth your time to get a loyalty punch card or to start using their app. Or, if you’re a big eater, a feature in your life is finding free food. It might be a lot of fun to be able to get a free meal every now and then, and this is particularly true if you get the opportunity to eat at places that normally charge a pretty penny.

It might be a great method to earn some freebies every now and then if you’re careful to dine out less than you normally would.

There are discounts for students and businesses

Make the most of your university ID! Many establishments in the area, especially those located near college campuses, offer 10-15% discounts on food and other goods and services. See if your business has any local relationships.

In many firms, employees get discounts at local restaurants or retail stores on items they purchase for their workplaces. In a big company, this can really add up.

Not less, but smarter eating

Let’s be honest: the temptation to order delivery or eat out more often is great, and we wouldn’t want you to feel bad about it. We’ll just say this: there are always options when it comes to eating healthy and staying in shape. So take your time and think about what’s really important to you, so that you don’t overindulge on something that doesn’t really matter.

You can save yourself some money on the little luxuries in life like delivery pizza, a trip to your favorite bar, or ordering take-out. Just be smart about it.

If you need a caffeine boost in the morning, the first choice is to get yourself a cup of coffee from the nearest coffee shop. However, if you’re not lucky enough to have a coffee shop on your doorstep, you may choose to make do with a cheaper option like an iced coffee. But that’s not a good idea if you need to wake up to the same brew every day.

Don’t forget about the local coffee shop! Although the coffee may not be single-source, it’s certainly cheap and caffeinated. And a lot of good places are going out of business so it’s important to remember that you can do it.

Bulk shopping is preferable to grocery stores

The term “bulk shopping” refers to buying a large quantity of something in one go, and this is usually preferred to going to multiple groceries to buy the same items.

You can often save money when you choose the cheapest store. Sometimes it’s best to buy from the convenience store when you’re in the neighbourhood instead of buying food from the grocery store because you can often save money there. However, if you want to keep your kitchen stocked, take the time to locate the most cost effective grocery shop in your region.

Costco has become an institution in its own right, and they also offer good discounts. However, it is possible to purchase avocados for as little as $0.69 a pound at a nearby grocery store. This is one of the reasons that Costco may be the place to buy groceries in your neighbourhood.

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