by Hope My mom is dying. It’s imminent. She has Parkinson’s along with a plethora of other health diagnosis. And my dad made the tough decision to enlist hospice just over a month ago after months of encouragement to do so by my siblings and I. He…
In my last post, I wrote about the new budget my spouse and I are trying to follow. Things went well for a few weeks, but this week I’ve discovered a few holes in our budget that we need to plug. Staycation Fund My older sister is…
You’ve probably noticed a trend in my posts. A lot of reflection and looking back. But one thing has not changed. The best way for me to save money ie have more to pay toward debt, is to stay home! The difference between then and now…is that…
I have struggled with my relationship with money my entire life. It began as ignorance…seriously, I graduated from college, move to a big city (Chicago) and even bought a couple of cars and had absolutely no idea how money works. No clue that credits scores existed, never…
Dealing with debt can be an intimidating prospect for anyone. Even if you have a great annual salary, it can be surprisingly easy to start amassing uncontrollable debt that seems impossible to deal with.
Single mamas don’t get a lot of gifts. Don’t get me wrong, my kids have done their best to give me birthday and Christmas and Mother’s Day gifts. And I cherish those. But there is no one to round up the kids and supplement their money to…
by Hope I recently wrote about how different life is these days. And then this popped up in my Facebook memories. What a perfect example of how different my life is now. Phew, that look back just wears me out. How did I do all that? The…
Over the years, my mindset has shifted a bit in regard to my thoughts about debt payoff. While I was once full hair-on-fire extreme to the extent that I made my own baby wipes and re-used bath water to water household plants, I’m now more moderate and…
Have you ever had car trouble in a rural area where Uber doesn’t exist? I just did a few weeks ago, and it was an extremely stressful and expensive experience! A Very Expensive Day My spouse and I were driving into town to get some groceries at…
As the Senior Education Facilitator here at Credit Canada, I often speak to groups of Newcomers to Canada on various topics related to personal finances, and one topic that always needs to be covered is credit, and credit-building in a new country. I’ve regularly encountered people who…
