Are Banks Closed On Thanksgiving 2022?

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During the holiday season, life can get hectic. And with Thanksgiving just around the corner, it’s easy to forget to handle the day-to-day tasks or remember what day of the week the holidays will land. It becomes even harder when the date changes every year. You may find yourself checking holiday hours of operation or asking yourself, “Are banks closed on Thanksgiving 2022?” If you are trying to stay on top of things, here’s what you need to know about holiday banking hours to help you plan ahead.

What Day Does Thanksgiving Fall On?

Thanksgiving is one of those unfortunate holidays that has a different date every year. However, it always falls on the fourth Thursday of November. And this year, it happens to be November 24. Many Americans will be celebrating with family and friends. But, if you forget to take care of important errands before the holiday or have a financial emergency, you may find yourself asking “Are banks closed on Thanksgiving 2022?”

Are Banks Closed on Thanksgiving 2022?

Thanksgiving always falls on a Thursday when banks would normally be open for business. However, it is one of the federally recognized holidays. Unfortunately, nearly every bank will close so employees can enjoy their time with family and friends.

Thanksgiving is just one of 10 federal holidays during which all schools, businesses, banks, and government offices close. So if you are in need of financial services, you’ll have to wait until the following business day.

Banking Holidays

Here is a complete list of the remaining federal holidays for 2022 and 2023 when banks close their doors and cease operations.

  • Christmas Day 2022: Monday, December 26 (observed)
  • New Year’s Day: Monday, January 2 (observed)
  • Martin Luther King, Jr. Day: Monday, January 16
  • Presidents Day: Monday, February 20
  • Memorial Day Monday, May 29
  • Juneteenth: Monday, June 19
  • Independence Day: Tuesday, July 4
  • Labor Day: Monday, September 4
  • Columbus Day: Monday, October 9
  • Veterans Day: Saturday, November 11
  • Christmas Day: Monday, December 25

What Banking Services Are Available?

While physical locations will close, the good news is that you will have few options if you need banking services on Thanksgiving Day. Although no one will be on-site, ATMs and online banking will still be available. Therefore, you can still make a deposit or withdrawal, check balances, or transfer money between accounts. Unfortunately, the bank won’t be able to process transactions until the next business day. So, you will need to wait to handle other services or complex transactions that require a banker.

One thing to note is that you may be able to speak with customer service. If they have international call centers in countries that don’t observe the holiday, chances are their staff will be on call to deal with any questions or concerns you have.

Although banks close to observe Thanksgiving, the good news is that most institutions will return to regular hours of operation the following day. So, you won’t have to wait long to take care of your business. 

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